Do I have to inform my insurance company?

The official advice is that you should inform your insurance company of your heart condition and implant (ICD/pacemaker) if you have one.

However, from our members experience most insurance companies do not seem to be interested in the fact that you have had a cardiac arrest. If you have a valid licence to drive then they are generally happy to take your money and insure you.  

Of course, if you are on a prolonged suspension and your car isn’t going to be used you may wish to speak to them to alter your level of cover and potentially save a few pounds.